Many Canadian families are getting ready for February 2026 to be a big month. The Canada Revenue Agency is going to pay out a number of benefits, and for people and families who qualify, the total could be $3,500 or more, depending on the size of the household, the income level, and the province of residence.
Government benefit payments are still an important part of monthly budgeting because inflation is still affecting the cost of groceries, rent, childcare, and energy. The good news is that there will be several CRA payments in February 2026. If you qualify for more than one, the deposits can add up quickly.
Here’s a full list of the six main CRA benefits that will be available in February 2026, who can get them, how much you could get, and what you need to do to make sure the payment goes to your account right away.
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Why February 2026 Could Be a Month with a Lot of Money
The CRA pays out benefits on different schedules. Some are every month, some are every three months, and some are every year. February often has a mix of monthly benefits for children and seniors, as well as quarterly credits like the GST/HST credit in some cycles.
If you qualify for more than one program at the same time, especially if you have kids or are on a low income, the total amount you get in February could be $3,500 or more.
How much it really is depends on:
- Your 2024 tax return, which is used to figure out your benefits for 2025 to 2026
- Income for the home
- How many kids do you have?
- Status of marriage
- Where you live in the province
- Requirements for disability or senior supplements
The most important thing is to file your taxes on time. The CRA uses your most recent assessed return to figure out almost all of your benefit payments.
The federal government is increasing the GST tax credit in 2026. Payments are coming, and Canadians who need it most will get relief.
1. Child Benefit in Canada (CCB)
The Canada Child Benefit is still one of the biggest monthly payments that families can get. In February 2026, parents or guardians who qualify will get a CCB payment.
Who is Eligible
To get CCB, you need to:
- Live with a kid who is less than 18
- Take care of them most of the time
- Live in Canada for tax purposes
- Have sent in your most recent tax return
Even if one parent doesn’t make any money, both parents still have to file taxes.
How Much You Could Get
Maximum annual payments are still big for the benefit year 2025 to 2026:
- As much as several thousand dollars for each child under 6
- A little less, but still a lot of money for kids 6 to 17
A family with two young kids could easily get more than $1,000 in just one month. Families with more members may see even higher monthly totals.
This one benefit could make up the biggest part of the possible $3,500 boost in February.
2. Credit for GST/HST
The GST/HST credit is a tax-free payment that people with low or moderate incomes get every three months to help them pay for sales tax.
Depending on the benefit cycle, February 2026 may have a scheduled quarterly payment.
Who is Eligible
You might be able to if you:
- Are at least 19 years old (or meet certain family requirements)
- Sent in your last tax return
- Meet income limits
Amount of Payment
The amount changes based on:
- Status of marriage
- How many kids do you have?
- Family income after taxes
The quarterly GST/HST credit can be worth several hundred dollars for couples with kids. When added to other benefits, this raises the total amount of deposits.
3. Advance Payment for the Canada Workers Benefit
The Canada Workers Benefit helps people and families who work but don’t make a lot of money. Some people get their payments early instead of waiting until tax season.
If you qualify for advance payments, you might have a scheduled payment in February.
Who Is Eligible
You have to:
- Have made money from work
- Meet the minimum income levels
- Be at least 19 years old, with a few exceptions.
- Send in your tax return
Possible Payment Amount
Advance payments are part of the total amount of Canada Workers Benefit you are entitled to. Depending on your income and the size of your family, your payments can be anywhere from a few hundred dollars to more than $1,000 over the course of the benefit year.
4. Climate Action Incentive or Carbon Rebates from the Province
In provinces where the federal fuel charge applies, residents who qualify get climate-related rebate payments.
Payment dates vary by province, but some residents may see a deposit in February as part of the regular cycle.
Who Is Eligible
You have to:
- Live in a province that takes part
- Send in your tax return
- Meet the requirements for residency
Amount of Payment
Payments depend on the province and the size of the family. In some provinces, families of four can get large amounts of money every three months.
This rebate makes total February deposits much higher when combined with CCB or GST credits.
5. Payments or credits linked to the Canada Disability Benefit or the Disability Tax Credit
People in Canada who qualify for the Disability Tax Credit may be able to get extra help or higher benefit amounts through some programs.
The rollout of the Canada Disability Benefit depends on the schedules of the federal government, but related credits and supplements may affect deposits in February for people who qualify.
Who is Eligible
You have to:
- Have a copy of your approved Disability Tax Credit certificate on file
- Meet the income requirements
- Send in your yearly tax return
Effect on finances
Depending on the situation, disability-related supports can cost hundreds of dollars a month. When added to other programs, total deposits can grow quickly.
6. Top-Ups from Provinces and Territories
Some provinces offer extra credits that are managed by the CRA system. Some of these are:
- The Ontario Trillium Benefit
- Family Benefit in BC
- Benefits for children and families in Alberta
- Other low-income supplements from the provinces
Depending on where you live, February 2026 may include monthly or quarterly payments from the province.
Why These Are Important
Most of the time, people don’t notice provincial top-ups, but they can be very important. Families with kids can get several hundred dollars a month in provincial benefits.
When combined with federal programs, these extra payments make up a large part of the possible $3,500 total.
How the total of $3,500 is possible
This is a simpler example:
- CCB gives a family with two young kids more than $1,000.
- The GST/HST quarterly credit adds a few hundred dollars.
- The provincial family benefit gives extra money each month.
- The carbon rebate adds a payment every three months.
- The Canada Workers Benefit advance adds a few hundred dollars.
When all of the eligible benefits come in the same month, the total deposits can be close to or over $3,500.
For seniors who get GST credit and provincial supplements, or for people who get disability benefits and tax credits, the totals can also be very high.
The exact number is different for each household.
Important Dates to Remember in February 2026
There is a different payment schedule for each benefit. Normal times include:
- Payments for child benefits in the middle of the month
- Quarterly credits at the beginning or middle of the cycle
- Provincial credits matched up with federal payments
The best way to find out when your deposits will be is still to check your CRA My Account online.
What You Need to Do to Make Sure Payment Is Coming
The most important thing to do is to file your 2024 tax return on time. Your assessed return is used by the CRA to figure out benefit payments for 2025 and 2026.
Other important steps are:
- Changing your direct deposit information
- Telling about changes in marital status
- Letting the CRA know about changes in custody
- Making sure that disability certificates are up to date and approved
- Updating your address
If CRA doesn’t have the right information, payments could be late or changed.
Common Reasons for Payments Get Behind
Even if you meet the requirements, there may be delays because of:
- Tax returns that haven’t been filed
- Changes to banking not updated
- Reassessments of income
- Reviews of outstanding verification
- Reporting the wrong marital status
Fixing these problems early stops things from going wrong.
How changes in policy and inflation affect payments in 2026
In many cases, the amount of benefits is tied to inflation. That means that the most you can get may go up a little for the benefit year 2025 to 2026.
Cost-of-living adjustments help low- and middle-income Canadians keep their buying power, even though the amount of the increase varies by program.
