February is going to be a big month for a lot of families in Ontario, especially those who need help from the government to pay for everyday things. Several benefit payments from the CRA are due in February 2026, and eligible residents will automatically get the money.
These payments are not new applications or programs for emergencies. They are scheduled benefit payments that will continue into 2026. They are expected to arrive in February for people and families who qualify. Ontario residents can plan ahead with more confidence if they know what is coming, how much to expect, and who is eligible.
In February 2026, Ontario residents will get three CRA benefit payments. Below is a full breakdown of these payments, including who can get them, when they will be paid, and what you can do now to avoid delays.
Why February 2026 is Important for Ontario Benefit Payments
People often forget about February when it comes to government benefits, but for many families, it includes important monthly and recurring payments from the Canada Revenue Agency.
By February 2026, the amounts of benefits will be based on the most recent tax year’s income information on file. This means that many families and seniors will continue to get help at a time when winter costs are still high, such as for heating, groceries, rent and transportation.
The CRA automatically sends out these payments based on tax data, residency information, and household composition. This means that February is a good month for eligible Ontario residents to get help.
Eligible Canadians could get a $3,500 boost from 6 CRA Benefits Set for February 2026.
1. Payment for the Ontario Trillium Benefit on February 10, 2026
What the Ontario Trillium Benefit Is
The Ontario Trillium Benefit (OTB) is a payment from the CRA that helps people in Ontario. It makes one monthly payment out of three separate credits:
- Tax Credit for Sales in Ontario
- Credit for Ontario Energy and Property Taxes
- Northern Ontario Energy Credit, if it applies
For a lot of people in Ontario, the OTB helps them with their housing costs, energy bills, and sales tax every month.
Payment Date: February 2026
The payment for February OTB is due on February 10, 2026.
Residents who are eligible and signed up for direct deposit can expect the payment to go straight into their bank account on that date. People who get checks may have to wait a little longer because of the time it takes to mail them.
Who Can Apply
There are a few things that determine whether you can get the Ontario Trillium Benefit:
- You have to live in Ontario
- You need to be at least 18 years old or have a spouse or child.
- In Ontario, you must have paid rent, property tax, or energy bills.
- You need to have sent in your most recent income tax return.
Your tax return’s income and household information will determine if you qualify and how much you can get.
How Much You Can Get
The amount of OTB money varies from person to person and household to household. Some residents get small monthly payments, while others get bigger ones based on how much they pay in rent, property taxes, and income.
The payment in February 2026 is part of the regular monthly cycle, not a bonus or one-time deposit. The payment is coming automatically for people who qualify.
2. Canada Child Benefit—February 20, 2026
What the Canada Child Benefit Is
Families with kids get the Canada Child Benefit (CCB) every month, and it’s one of the most important payments they get. The CRA runs it and pays eligible families to help them pay for raising kids under 18.
It is a federal benefit, but it helps a lot of families in Ontario.
Payment Date: February 2026
The payment for February 2026 from the CCB is set for February 20, 2026.
If you get the CCB by direct deposit, the money will show up in your account on that date. People who get checks should expect a short delay in the mail.
Who Can Apply
You might be able to get the CCB if:
- You live in Ontario and are a Canadian citizen for tax purposes.
- You are mostly in charge of taking care of a child under 18.
- You and your spouse or partner have turned in your tax returns.
- Your household income is within the limits for eligibility.
The CRA checks eligibility every year based on new tax information.
How Much Families Can Get
It depends on how much:
- How many kids there are
- The ages of the kids
- Adjusted net income for the family
Families with lower and middle incomes get bigger monthly payments. The payment for February 2026 is based on the most recent tax data and shows the current entitlement amounts.
The February payment is coming as part of the regular monthly schedule for families who qualify.
3. February payments show ongoing changes to CRA benefits
What This Means for People Who Live in Ontario
February 2026 doesn’t bring a new standalone benefit, but it is a month when adjusted benefit amounts are still paid out. These changes show:
- New information about income
- Changes in the home
- Annual indexation based on how much the cost of living goes up
This means that people in Ontario may get slightly different amounts in February than they did earlier in the year.
Benefits That May Show New Amounts
In February 2026, people in Ontario may see changes in the amounts they get paid, such as:
- The Ontario Trillium Benefit
- Child Benefit in Canada
- Other CRA credits that are based on income
If your tax return is up to date, these changes will happen automatically and you won’t need to apply again.
How Payments Will Be Made in February 2026
Deposit Directly
Direct deposit is still the quickest and most dependable way to get CRA benefits. Payments go into the account on time, without any delays.
Check by Mail
People who don’t have direct deposit set up will get checks in the mail. It may take these a few more business days to get there.
It’s important to keep your address up to date.
What People in Ontario Should Do Now
Even though payments are due in February 2026, there are important things you need to do now to make sure you get everything you deserve.
Send in your tax return
The most important thing you need to do to get CRA benefits is file your tax return. Filing ensures that your eligibility is checked correctly, even if you didn’t make much money.
Change Your Information
Make sure the CRA has your most up-to-date:
- Address
- Status of marriage
- Information about banking
Changes can change how much you get and when you get it.
Check Your CRA Account
The best way to keep track of upcoming payments, benefit notices, and changes to your eligibility is through your CRA online account.
Reasons Why Payments Are Late or Not Made
Even though they qualify, some people in Ontario miss payments. Some common reasons are:
- Tax returns that are late or not filed
- Wrong bank information
- Changes in family status that weren’t reported
- Fix mismatched addresses
Fixing these problems early keeps things running smoothly.
Why These Payments in February Are Important
February is still a month with a lot of costs for many families in Ontario. Families and seniors are still having trouble with their budgets because of heating bills, groceries, and rent.
These payments from the CRA give people dependable, predictable help when they need it most. They may not be able to solve all of your money problems, but they are very important for keeping your home stable.
